A Declaration of Financial Independence Fern Michaels Notes also advise the reader

Notes also advise the reader on variations between Folios and Quartos

Tales of TerrorShort descriptions of disturbing situations

Just make sure you have plenty of time to read because you WON'T want to put this one down

it may serve some useful purpose

If anyone steps onto his property he shoots first and never ask questions

A Declaration of Financial Independence Fern Michaels Notes also advise the readerIn our culture many corrupted ideas of life, liberty and the pursuit of happiness have been promoted and accepted for so long that they bear the superficial appearance of being right. Americans design lifestyles and build financial plans around these "ideas" without realizing oppression lies just beneath their surface a tyranny far worse than the British Crown ever stamped on us. By exploring the causes and the destructive effects of excess, A